Business Finance

Debtor Finance:

Unlock the Power of  Accounts Receivable

Is your business growth constrained by long payment terms?
Summit Asset Finance Solutions offers Debtor Finance solutions that convert your outstanding invoices into immediate working capital. Don't wait 30, 60, or 90 days for payment – access up to 95% of your invoice value today.
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What is Debtor Finance?

Debtor Finance, also known as Invoice Finance or Factoring, is a flexible funding solution that allows you to access the value of your outstanding invoices before your customers pay. It's apowerful tool to improve cash flow, fund growth, and seize new opportunities without taking on traditional debt.
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Convert up to 95% of invoice value into immediate cash
Funding grows with your sales – no fixed loan limits
Improve cash flow without impacting your balance sheet
No real estate security required
Confidential options available – your clients don't need to know
Suitable for B2B businesses across various industries

Is Debtor Finance Right For You?

Using your current debtor ledger as loan security.
B2B businesses with creditworthy commercial clients
Companies experiencing rapid growth
Seasonal businesses managing cash flow fluctuations
Businesses with long payment terms (30-90 days)
Companies looking to reduce reliance on traditional bank funding
Startups and SMEs needing working capital
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Why Choose SAFS for Your Debtor Finance Needs?

Expertise
With over 40 years in finance, we understand the cash flow challenges businesses face
Tailored Solutions
We offer both disclosed and confidential Debtor Finance options to suit your need your business
Quick Setup
Our streamlined process means you can access funds faster
Competitive Rates
We leverage our network to secure favourable terms for your business
Ongoing Support
Our team helps you maximise the benefits of Debtor Finance for your business growth
Key Strengths

How Debtor Finance Works

Start your application
1
You Invoice Your Client
Provide goods or services and invoice as usual
2
Submit Invoice to SAFS
Send us a copy of the invoice
3
Receive Advance
We advance up to 95% of the invoice value within 24 hours of facility approval.
4
Client Pays Invoice
Your client pays the full invoice amount on their usual terms
5
Settlement
We transfer the remaining balance to you, minus our fee
customer testimonial
ADVANTAGES

Hear from our customers

"As a business owner I needed a broker that can deliver on a number of fronts.  Business finance and asset finance were key and Mark consistently delivered."
Michael
Technology Distribution Business Owner, Sydney, Australia
“I've been working with Summit Asset Finance Solutions for over a year now and couldn't be happier with the way Mark looks after my clients. Mark has always delivered on his promises of delivering results in a timely manner with customer focused outcomes.”
Stephen
Accountant, Sydney
FAQ

FAQs About Debtor Finance

Have More Questions? Let's Chat
Q: Is invoice financing better than an unsecured business loan?
Q: Will my customers know I'm using Debtor Finance?
Q: Is invoice financing suitable for startup businesses?
Q: What happens if my customer doesn't pay an invoice?
Q: Is this type of debt facility easy to manage?

Ready to Transform Your Cash Flow?

Don't let long payment terms hold your business back. With SAFS's Debtor Finance solutions, you can unlock the value in your accounts receivable, improve your cash flow, and drive your business forward
Take the first step towards financial empowerment. Apply for Debtor Finance today.
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